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Welcome to Kansas Insurance Department

Kansas Insurance Commissioner
Vicki Schmidt

  • Kansas Insurance Department
  • 420 SW 9th Street
  • Topeka, Kansas 66612-1678
  • Consumer Hotline: 800-432-2484 (KS only)
  • Email Us | Phone: 785-296-3071

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                  Office of the
     Kansas Securities Commissioner
A division of the Insurance Department

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Health Savings Account (HSA)

In Kansas, high deductible health insurance policies are available to consumers in conjunction with a Health Savings Account (HSA). The Kansas Legislature authorized compliance in 2004 with the plan approved by Congress and authorized insurance companies began to market approved HSA policies that year.

What are Health Savings Accounts?

An HSA is a product that offers a high deductible health plan, tax savings advantages, and the ability to keep the plan after a consumer is eligible for Medicare for tax-free withdrawals of qualified medical expenses. Consumers are able to pay for their current medical expenses and save for future qualified medical and retiree health expenses on a tax-free basis.

The Kansas Insurance Department approves all high deductible plans sold in the state. Therefore, consumer assistance representatives are able to answer questions regarding the high deductible health insurance plans. A consumer must have a high deductible health plan in order to open up an HSA account.

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