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Welcome to Kansas Insurance Department

Kansas Insurance Commissioner
Vicki Schmidt

  • Kansas Insurance Department
  • 420 SW 9th Street
  • Topeka, Kansas 66612-1678
  • Consumer Hotline: 800-432-2484 (KS only)
  • Email Us | Phone: 785-296-3071

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                  Office of the
     Kansas Securities Commissioner
A division of the Insurance Department

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Market Conduct Annual Statement

The Market Conduct Annual Statement (MCAS) was developed through the National Association of Insurance Commissioners (NAIC) with the input of state regulators and representatives from the industry. The MCAS project is designed to provide analysis of certain key market performance data that will help regulators allocate market regulation resources where they can be most effective. It is an analysis tool that states use to review market activity of the insurance marketplace in a consistent manner and to identify companies whose practices are outside normal ranges.

For more information about the MCAS, please visit:

Market Conduct Annual Statement Industry Averages

The following statewide averages and charts indicating where the number of reporting companies whose ratios fall within various ranges are for informational purposes only and do not represent standards for market behavior. This information does not establish compliance or non-compliance.

To view the statewide averages by general line of coverage, as well as additional detailed information, please visit The following lines are being collected for the 2017 data year:

  • Private Passenger Auto
  • Homeowners
  • Life
  • Annuity
  • Long Term Care
  • Health (coming December 1, 2018)