KANSAS INSURANCE DEPARTMENT

 

Notice of Hearing on Proposed

Administrative Regulations

 

            A public hearing will be conducted at 9:30 a.m., March 28, 2007, in the third floor  conference room, Kansas Insurance Department, 420 S.W. 9th, Topeka, Kansas, to consider the adoption of the proposed regulation.

 

            The 60-day notice of the public hearing shall constitute a public comment period for purpose of receiving written public comments on the proposed rule and regulation.  All interested parties may submit written comments prior to the hearing to Deletria Nash, Kansas Insurance Department, 420 S.W. 9th, Topeka, Kansas, 66612-1678, via facsimile at 785-291-3673, or via email at dnash@ksinsurance.org.  All interested parties will be given a reasonable opportunity to present their views orally on the adoption of the proposed regulation during the hearing.

 

            A summary of the regulation and its economic impact follows.

 

K.A.R. 40-3-55.  Fire and casualty insurance; certain premium surcharges prohibited.  The purpose of the proposed regulation is to prohibit insurance companies from surcharging a premium or placing a consumer in a higher rated tier if the consumer submits a motor vehicle claim for less than $1,000 damage.  This regulation also prohibits the use by insurance companies of any claim filed more than three years after the date of the claim.

 

There will be minimal economic impact on insurance companies, the Kansas Insurance Department, and other governmental agencies.   There may be a positive impact on consumers because motor vehicle claims resulting in less than $1,000 damage and claims that are more than three years old will no longer be a factor used when determining premiums. 

 

Any individual with a disability may request accommodation in order to participate in the public hearing and may request the proposed regulation and the economic impact statement in an accessible format.  Requests for accommodation to participate in the hearing should be made at least 5 working days in advance by contacting Deletria Nash at (785) 296-4140 or via email at dnash@ksinsurance.org.  Any individual desiring a copy of this regulation and/or the policy and procedure that is being adopted by reference, if applicable, may obtain a copy from our website, www.ksinsurance.org, under the Legal Issues link or by contacting Deletria Nash by phone at (785)296-4140 or via email at dnash@ksinsurance.org.  The charge for copies is fifty cents per page.