KANSAS INSURANCE DEPARTMENT

Proposed Regulation K.A.R. 40-3-47

 

K.A.R. 40-3-47.  Fire and casualty insurance; rating organizations; filing of final rates prohibited; kinds of insurance affected.  (a) On and after the respective dates specified herein, Each rating organizations organization shall develop and file only prospective loss costs for the following kinds of insurance, coverages or and coverage situations identified or described in paragraphs (1) through (6) of this subsection.:

(1)       July 1, 1991, multiple line, indivisible premium residential policies and endorsement forms comprising what is commonly identified as the homeowners policy program.

(2)       June 1, 1991, automobile insurance on privately owned or leased private passenger automobiles and other motor vehicles provided under what is commonly known as a personal automobile policy.

(3)       June 1, 1991, multiple line, indivisible premium commercial policies comprising what is commonly identified as the business owners program.

(4)       March 1, 1993, All other fire, marine and inland marine insurance and allied lines of business insurance to which K.S.A. 40-925 et seq. applies specified in K.S.A. 40-901 and amendments thereto, except rates, rules, and forms filed by the following rating organizations:

(A)       Factory mutual service bureau;

(B)       midwest rating and service bureau, inc.; and

(C)       mill and elevator rating bureau; and

(D)       national crop insurance services, inc.

(5) (2) March 1, 1993, all other casualty insurance, including fidelity, surety and guarantee bonds to which K.S.A. 40-1111 et seq. applies, except rates, rules and forms filed by the national council on compensation insurance lines of business specified in K.S.A. 40-1102, and amendments thereto.

(6)       July 1, 1994, rates, rules and forms filed by the national council on compensation insurance.

(b)               With respect to For the filing of prospective loss costs and supplementary rating information by rating organizations and insurers respectively, the procedures referenced in K.A.R. 40-3-46(b) shall apply any insurer may satisfy its obligation by performing the following:

(1)               Referencing the prospective loss costs filed by a licensed rating organization; and

(2)       completing and filing the information required by the Kansas insurance department’s “policy and procedure regarding prospective loss costs filing,” dated February 15, 2005, which is hereby adopted by reference. (Authorized by K.S.A. 40-103, and K.S.A. 1992 Supp. 40-928a and 40-1113c 40-961(d); implementing K.S.A. 1992 Supp. 40-928a and 40-1113c 40-955; effective May 6, 1991; amended Feb. 8, 1993; amended March 28, 1994; amended P- _______________________.)