Kansas Administrative Regulations

Agency 40.  Insurance Department

Article 4.  Accident and Health Insurance


40-4-18 Accident and health insurance companies; releases; requirements.


Each insurance company writing health and accident insurance shall not limit or attempt to limit its liability under a contract by obtaining a release from the insured either in the form of enclosed check, proof of loss, or other release. The payment of benefits shall not be withheld on the grounds that the insured will not sign a release. Releases shall be permitted only where there is a definite question of liability and a compromise settlement is to be effected.


(Authorized by K.S.A. 40-103, 40-2404a; implementing K.S.A. 40-2404; effective Jan. 1, 1966; amended May 1, 1979; amended May 1, 1986.)