KANSAS
INSURANCE DEPARTMENT
K.A.R.
40-3-6. Fire and casualty insurance; rates and
forms; fictitious classification prohibited. (a) No insurer writing
A
fictitious grouping or classification of risks shall mean risks that meet the
following conditions:
(1)
Are inconsistent with the
classification or grouping of risks recognized by an insurer's approved rate
and policy form filings for individual risks;
(2) do
not possess the necessary homogeneous characteristics for group rating and
classification; and
(3) do
not comply with the provisions of the