Note: It is believed the rules and regulations
included here are true, correct and current copies of the rules
and regulations of the Kansas Insurance Department. However, the
official file of all agency rules and regulations is maintained
by the Kansas Secretary of State.
| 40-1-1 |
Officers, directors, trustees; financial
interest in sale or loan by company; prohibited. |
| 40-1-3 |
Foreign insurance companies; deposit
requirements. |
| 40-1-5 |
Insurance companies;
changes in charter, bylaws, officers, management; reports to
commissioner. |
| 40-1-9 |
Insurance companies; insurance contracts;
premiums defined. |
| 40-1-10 |
Insurance companies; premium financing
plans; requirements. |
| 40-1-12 |
Insurance companies; unauthorized
writing of insurance; premium tax. |
| 40-1-15 |
Insurance companies; approval of
forms; company names. |
| 40-1-16 |
Insurance companies; approval of
forms; advertising. |
| 40-1-17 |
Insurance companies; policy forms;
return of unearned premium; condition precedents prohibited. |
| 40-1-19 |
Insurance companies; combination
policies; requirements. |
| 40-1-20 |
Same; subrogation clause prohibited
for certain coverages. |
| 40-1-22 |
Insurance policies; change of name
or merger of an insurance company; assumption of risk endorsements;
requirements. |
| 40-1-28 |
Insurance holding companies; information
required; disclaimer of affiliation; termination of registration;
acquisition of control. |
| 40-1-31 |
Insurance policies; prohibiting
certain discriminations. |
| 40-1-32 |
Insurance companies; riders or endorsements;
change in coverage or benefits; consent of policyholder. |
| 40-1-33 |
Suspension of form filing requirements. |
| 40-1-34 |
Unfair claims settlement practices. |
| 40-1-36 |
Life and health insurance applications;
underwriting; acquired immunodeficiency syndrome (AIDS); defined. |
| 40-1-37 |
Audited financial
reports; filing requirements. |
| 40-1-38 |
Insurance companies; hazardous financial
condition; standards; corrective actions. |
| 40-1-39 |
Insurance; endorsements and riders;
change in coverage; consent of policyholder. |
| 40-1-41 |
Insurance companies; managing general
agents; management agreements or contracts; definitions; requirements;
prohibitions. |
| 40-1-42 |
Electronic filing and filing financial
statements. |
| 40-1-43 |
Reinsurance trust instruments; letters
of credit. |
| 40-1-44 |
Actuarial opinions and memorandums. |
| 40-1-45 |
Release of data from the insurance
database. |
| 40-1-46 |
Privacy of consumer financial information. |
| 40-1-47 |
Insurance companies; deposits; requirements. |
| 40-1-48 |
Risk-based capital instructions
for health organizations. |
| 40-1-49 |
Stop loss or excess loss insurance;
policy standards. |
| 40-1-50 |
Insurance scoring, definitions; requirements |
| 40-1-51 |
Securities valuation; requirements. - Revoked |
| 40-2-7 |
Life insurance companies and fraternal
benefit associations; lapse of policies providing for automatic
term insurance or fractional paid-up insurance; notice to policyholders
required. |
| 40-2-8 |
Life insurance policies; premium
deposit fund provisions; requirements. |
| 40-2-9 |
Life insurance companies; extra premium
payments; limits. |
| 40-2-10 |
Same; deficiency reserves; requirements. |
| 40-2-11 |
Life insurance policies; "wholesale"
or "franchise" plan; requirements. |
| 40-2-12 |
Replacement of life insurance and
annuities. |
| 40-2-13 |
Life insurance policies; promissory
notes and installment contracts; college students; requirements. |
| 40-2-14
|
Life insurance and annuities; deceptive
practices; requirements; prohibitions. |
| 40-2-14a |
Life insurance and annuities; recommendation
standards |
| 40-2-14b |
Life insurance and annuities; recommendation
standards, supervision standards - Revoked |
| 40-2-15
|
Individual life insurance policies;
right to return policy. |
| 40-2-16 |
Life insurance and annuities; mortality
tables; sexual distinctions; permits and prohibitions. |
| 40-2-17 |
Life insurance and annuities; mortality
tables; smokers and nonsmokers; permits and prohibitions. |
| 40-2-18 |
Annuities; mortality tables; permits
and prohibitions; effective dates. |
| 40-2-19 |
Kansas life and health insurance
guaranty association act; notice to policyholders; requirements. |
| 40-2-20 |
Life insurance; accelerated benefits;
requirements and restrictions. |
| 40-2-23 |
Life insurance; preneed funeral contracts
or arrangements; disclosure; requirements. |
| 40-2-24 |
Life and health reinsurance agreements. |
| 40-2-25 |
Life insurance illustrations. |
| 40-2-26 |
Valuation of life insurance policies. |
| 40-2-27 |
Minimum reserve liabilities and
nonforfeiture benefits. |
| 40-2-28 |
Preneed insurance contracts; minimum standards for determining
reserves. |
| 40-2-29 |
Life insurance; valuation of credit life insurance policies. |
| 40-2-30 |
Military sales practices. |
| 40-3-1 |
Insurance companies; capital, surplus
and deposit requirements. |
| 40-3-2 |
foreign stock or mutual fire and
casualty companies; deposit requirements. |
| 40-3-5
|
Fire and casualty insurance;
rating organizations; filing of forms. |
| 40-3-6 |
Fire and casualty insurance; rates
and forms; unfair discrimination; fictitious classification
prohibited. |
| 40-3-7 |
Fire and casualty insurance; mutual
insurers; reciprocal interinsurance exchanges; capital stock
insurers issuing participating policies; dividends; requirements. |
| 40-3-8 |
Fire and casualty insurance; participating
policies; filing requirements. |
| 40-3-9 |
Fire and casualty companies; participating
policies; payment of dividends to insured required; conditioning
dividends on continuance of policy prohibited. |
| 40-3-11 |
Property insurance; possession of
policy in person other than insured; copy for insured. |
| 40-3-12 |
Fire and casualty insurance companies; rating
plans; requirements. |
| 40-3-13 |
Fire and casualty insurance companies;
rating plans; duplication prohibited. |
| 40-3-14 |
Mutual fire and tornado insurance
companies; extended coverage endorsement. |
| 40-3-15 |
Fire and casualty insurance contracts;
cancellation at option of insurer; notice required. |
| 40-3-16 |
Fire and casualty insurance policies
and applications; "warranties" prohibited. |
| 40-3-17 |
Liability insurance contracts; liability
of insuring company. |
| 40-3-18 |
Fire and casualty insurance; private
passenger automobiles; rating information. |
| 40-3-19 |
Fire and casualty insurance; auto
physical damage policies; insured's duty to protect property
from further loss. |
| 40-3-20 |
Fire and casualty insurance; arbitration
provisions; requirements. - Revoked |
| 40-3-21
|
Fire and casualty insurance; medical
payments coverage; interpretation. |
| 40-3-22 |
Marine, inland marine or transportation
insurance. |
| 40-3-23 |
Fire and casualty insurance except
accident and health; binder forms required to be filed. |
| 40-3-24 |
Fire and casualty insurance; inland
marine rules, rates and rating plans; general custom of business
defined. |
| 40-3-25 |
Same; writing of risks rated differently from normal market; requirements. |
| 40-3-26 |
Modification of rate filing requirements
for individual risks. |
| 40-3-28 |
Fire and casualty insurance; automobile
liability policies; limits of liability. |
| 40-3-30 |
Fire and casualty insurance; assigned
risk plans; forms and procedures. |
| 40-3-31 |
Fire and casualty insurance; automobile
liability policies; notices of cancellation or nonrenewal; requirements. |
| 40-3-32 |
Fire and casualty insurance; modification
of form filing requirements. |
| 40-3-33 |
Revoked. |
| 40-3-34 |
Fire and casualty insurance; issuance,
withholding, extension or renewal of automobile insurance policies;
compliance by affiliated insurers of the same group. - Revoked |
| 40-3-35 |
Fire and casualty insurance; Kansas
automobile injury reparations act; Kansas automobile assigned
claims plan; requirements; review of plan; approval; disapproval;
procedure; amendments. |
| 40-3-36 |
Same; Kansas automobile injury reparations
act; motor vehicle liability insurance policy defined. |
| 40-3-37 |
Fire and casualty insurance; cancellation
of automobile liability insurance policies; premium finance
plan defined. |
| 40-3-38 |
Mortgage guaranty insurance; unearned
premium reserves. |
| 40-3-39 |
Fire and casualty insurance; crediting
against future personal injury protection benefits; terms defined. |
| 40-3-40 |
Fire and casualty insurance; unfair
rate discrimination; certain acts and practices included. |
| 40-3-41 |
Fire and casualty insurance; automobile
business defined; application of automobile business liability
insurance. |
| 40-3-42 |
Title insurance; unfair inducements;
prohibited acts. |
| 40-3-43 |
Title insurance; controlled business;
definitions; requirements. |
| 40-3-44
|
Automobile insurance; underwriting
information; restrictions. |
| 40-3-45 |
Fire and casualty insurance; rate
filings; investment income; requirements. |
| 40-3-46 |
Fire and casualty insurance; rating
organizations; prospective loss costs; requirements; definitions. - Revoked |
| 40-3-47 |
Fire and casualty insurance; rating
organizations; filing of final rates prohibited; kinds of insurance
affected. |
| 40-3-48 |
Insurance companies; managing general
agents; definitions; requirements. |
| 40-3-49
|
Fire and casualty insurance; modification
of rate filing requirements; rates which cannot be practicably
filed before use. |
| 40-3-50 |
Fire and casualty insurance; rating organizations;
availability of rating information for individual insureds;
charges, fees, conditions prohibited. - Revoked |
| 40-3-52 |
Fire and casualty insurance; title insurers; controlled business arrangements. |
| 40-3-53 |
Fire and casualty insurance; electronic
verification of insurance. |
| 40-3-56 |
Controlled insurance programs. |
| 40-3-57 |
Controlled insurance programs including general liability. |
| 40-3-58 |
Controlled insurance programs including workers compensation liabilities. |
| 40-4-1 |
Accident and health insurance; individual
policies; rate filings; requirements. |
| 40-4-2 |
Accident and health insurance policies;
franchise plan; requirements. |
| 40-4-3 |
Accident and health insurance policies;
renewal and cancellation conditions; description required; cross-reference
of renewal and cancellation provisions. |
| 40-4-4
|
Accident and health insurance policies;
limitation on the use of the terms "non-cancellable,"
"non-cancellable and guaranteed renewable" and "guaranteed
renewable." |
| 40-4-12 |
Accident and health policies; application
as part of the policy; notice required. |
| 40-4-13 |
Accident and health insurance; applications;
"catchall' questions. |
| 40-4-17 |
Accident and health insurance companies;
record of loss experience required; form adopted by the national
association of insurance commissioners; filing date. |
| 40-4-18 |
Accident and health insurance companies;
releases; requirements. |
| 40-4-21 |
Accident and health insurance; reserve
standards for individual policies. |
| 40-4-22 |
Accident and health insurance policies;
right to return policy. |
| 40-4-23 |
Accident and sickness insurance;
deceptive practices; requirements; prohibitions. |
| 40-4-25 |
Accident and sickness insurance
standards for benefits; purpose. |
| 40-4-26 |
Same; basic hospital expense coverage. |
| 40-4-27 |
Same; basic medical-surgical expense
coverage. |
| 40-4-28 |
Same; hospital confinement indemnity
coverage. |
| 40-4-29 |
Same; major medical expense coverage. |
| 40-4-29a |
Same; renewability of individual hospital, medical, or surgical expense policy. |
| 40-4-30 |
Same; disability income protection
coverage. |
| 40-4-31 |
Same; standards for benefits; accident
only coverage. |
| 40-4-32 |
Same; standards for benefits; specified disease
coverage. |
| 40-4-33 |
Same; standards for benefits;specified accident
coverage. |
| 40-4-34 |
Accident and health insurance; coordination
of benefits; guidelines. |
| 40-4-35 |
Medicare supplement policies; minimum standards;
requirements. |
| 40-4-35a |
Medicare supplement policies; medicare catastrophic
coverage repeal act of 1989; transitional requirements. |
| 40-4-36 |
Accident and sickness insurance; conversion policies; reasonable notice of right to convert. |
| 40-4-37 |
Long-term care insurance; application; definitions. |
| 40-4-37a |
Long-term care insurance; renewal provisions;
requirements. |
| 40-4-37b |
Long-term care insurance; marketing practices;
prohibitions; limitations. |
| 40-4-37c
|
Long-term care insurance; termination; recurrent
confinements; continuation of benefits. |
| 40-4-37d |
Long-term care insurance; benefits; medical
condition; activities of daily living; definitions; requirements. |
| 40-4-37e |
Long-term care insurance; prohibited policy
provisions. |
| 40-4-37f |
Long-term care insurance; notices; limited policy;
right to return requirements. |
| 40-4
37g |
Long-term care insurance; benefit standards;
definitions; explanations. |
| 40-4-37h |
Long-term care insurance; preexisting conditions;
requirements; prohibitions. |
| 40-4-37i |
Long-term care insurance; replacement; notice;
waiver of waiting periods. |
| 40-4-37j |
Long-term care insurance; outline of coverage;
content; format. |
| 40-4-37k |
Long-term care insurance; minimum loss ratios. |
| 40-4-37l |
Long-term care insurance; applications. |
| 40-4-37m |
Long-term care insurance; rescissions; annual
report required. |
| 40-4-37n |
Long-term care insurance; home health or community
care services. |
| 40-4-37o |
Long-term care insurance; inflation protection;
increased benefits; offer required. |
| 40-4-37p |
Long-term care insurance; advertisements; marketing. |
| 40-4-37q |
Initial filing requirements. |
| 40-4-37r |
Long-term care insurance; non-duplication provisions. |
| 40-4-37s |
Long-term care insurance; required disclosure
of rating practices to consumers. |
| 40-4-37t |
Premium rate schedule increases. |
| 40-4-37u |
Contingent-benefit-upon-lapse requirement. |
| 40-4-37v |
Long-term care; agent training. |
| 40-4-38 |
Accident and health insurance policies; limited
benefits; notice required. |
| 40-4-39 |
Accident and sickness insurance; specified disease
policies; replacement; credit for waiting periods and other
time sensitive limitations. |
| 40-4-40 |
Accident and sickness insurance; claim forms;
acceptance required. |
| 40-4-41
|
Utilization review organizations standards. |
| 40-4-41a |
Utilization review organizations; responsibility
for requesting certification. - Revoked |
| 40-4-41b |
Utilization review organizations; requirements
for collecting information. - Revoked |
| 40-4-41c |
Utilization review organizations; written procedures. - Revoked |
| 40-4-41d |
Utilization review organizations; appeal procedures. - Revoked |
| 40-4-41e |
Utilization review organizations; staff requirements. - Revoked |
| 40-4-41f |
Utilization review organizations; review requirements. - Revoked |
| 40-4-41g |
Utilization review organizations; access to
review staff. - Revoked |
| 40-4-41h |
Utilization review organizations; subcontracting
and delegation. - Revoked |
| 40-4-41i |
Utilization review organizations; program qualifications. - Revoked |
| 40-4-41j |
Utilization review organizations; written procedures
to maintain confidentiality. - Revoked |
| 40-4-42 |
Definitions; external review. |
| 40-4-42a |
Notice requirements of adverse decisions. |
| 40-4-42b |
Preliminary determination by commissioner. |
| 40-4-42c |
Standard external review procedures. |
| 40-4-42d |
Expedited external review. |
| 40-4-42e |
Minimum qualifications for external review organizations. |
| 40-4-42f |
External review reporting requirements. |
| 40-4-42g |
Exhaustion of internal review process. |
| 40-4-43 |
Hospital, medical, and surgical expense insurance policies and certificates; prohibiting certain types of discrimination. |
| 4-7-1
|
solicitation of insurance; agent's
license and certification; clerical employees; officers and
directors excepted. - Revoked |
| 40-7-5 |
Agents; signatures; powers of attorney;
rubber stamped facsimiles; mechanical devices. |
| 40-7-7 |
Agents; procedure for obtaining
company certification. |
| 40-7-7a |
Revoked |
| 40-7-9 |
Agents; change in the information
contained on the most recent application for a license. |
| 40-7-11 |
Agents; cancellation of licenses
or certification; procedure. |
| 40-7-13 |
Agents; scope, subclassification;
type and conduct of examinations; reexamination. |
| 40-7-19 |
Agents; individual records; fees. |
| 40-7-20a |
Agents; brokers; continuing education;
approval of courses; requirements. |
| 40-7-21 |
Agents; examination fee; amount. |
| 40-7-22 |
Agents; appointment by company;
classes of business. |
| 40-7-23 |
Agents; license; identification. |
| 40-7-24 |
Agencies; agents; employees. |
| 40-7-25 |
Agencies; termination of contract;
certification. |
| 40-7-26 |
Public adjuster; examiniations. |
| 40-7-27 |
Public adjuster; reporting requirements. |
| 40-13-1 |
Definition of certain terms. |
| 40-13-3 |
Reporting of securities. |
| 40-13-5 |
Ownership of more than 10 percent
of an equity security. |
| 40-13-6 |
Disclaimer of beneficial ownership. |
| 40-13-7 |
Exemptions from K.S.A. 40-264 and 40-265. |
| 40-13-9
|
Certain transactions subject to K.S.A. 40-264
of the code. |
| 40-13-10 |
Ownership of securities held in trust. |
| 40-13-11 |
Exemption for small transactions. |
| 40-13-12 |
Exemption from K.S.A. 40-265 of transactions
which will not be reported under K.S.A. 40-264. |
| 40-13-13 |
Exemption from K.S.A. 40-256 of certain transactions
effected in connection with a distribution. |
| 40-13-15 |
Exemption from K.S.A. 40-265 of certain transactions
in which securities are received by redeeming other securities. |
| 40-13-16
|
Exemption of long-term profits incident to sales
within six months of the exercise of an option. |
| 40-13-17 |
Exemption from K.S.A. 40-265 of certain acquisitions
and dispositions of securities pursuant to merger or consolidations. |
| 40-13-20 |
Certain securities transactions not violative
of K.S.A. 40-266. |
| 40-13-23 |
Arbitrage transactions under K.S.A. 40-268. |
| 40-13-24 |
Exemption from K.S.A. 40-265 of certain transactions;
conversion of equity securities. |
| 40-13-26 |
Exemption from K.S.A. 40-265 of certain transactions
involving the sale of subscription rights. |
Kansas Insurance Commissioner